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After reading up about the certificate, it looks more like a pre-mfe certificate. Something that will better prepare you for MFE studies. I'd recommend saving the money and taking community college classes but that's just me. Take the GMAT/GRE and we'll be better positioned to say if you can make it to a top 10 program. You'll want to score high in the quantitative portion of the exam 95%+ if you're aiming for a top 10 program.
